No Cost · No Commitment
🦅 MyEquityEagle

Your home has built
real retirement power.
Let's unlock it.

The view from above changes everything.

Get your personalized Home Equity Plan in about 12 minutes. Real numbers, real scenarios, built around your home and your retirement goals. Free — no sales call required.

🔒 Your data is private
📋 CRMP (Certified Reverse Mortgage Professional) Developed Content
👩‍💼 Renee Konstantine, CRMP · NMLS #1360025
⚡ Results in ~12 min
$15B+
Home equity accessed through HECMs annually
62+
Age eligibility opens new retirement doors
FHA
Government-insured program with strict protections
3 in 4
Homeowners unaware of all their equity options
1 Your Property
2 Financial Snapshot
3 Your Goals
4 Your Concerns
Building your
Eagle-Eye Plan 🦅
Each answer helps us tailor your Home Equity analysis to your unique situation.
Step 1 of 4

Tell us about your home

Enter your address and we'll look up a current market value estimate — no guessing needed.

Enter full address with city, state, and ZIP for best results.
Or enter your home value estimate manually:
$500,000
$100K$1.5M$3M
$
This balance must be paid off at closing from your HECM proceeds.
Step 3 of 5 — Education

Clearing the air before we run your numbers

Based on what you shared, here are the most common misconceptions we see — and the truth behind them. Click any card to expand.

Deep dive: choose a topic

Step 4 of 5 — Your Scenarios

Your Home Equity Scenarios

Based on your profile, here are three ways your home equity could work for you in retirement.

Adjust Parameters

Tenure Payment Results

$1,847
Monthly Tenure Payment
$22,164
Annual Income Added
57%
Income Boost vs. Current

A HECM Tenure plan converts your home equity into a guaranteed monthly payment for as long as you live in the home. These payments are tax-free, do not affect Social Security, and continue even if the loan balance eventually exceeds your home value — a powerful longevity hedge.

Adjust Parameters

Payment Elimination Results

$1,240
Monthly Cash Flow Freed
$14,880
Annual Savings
$535,000
Remaining Equity (est.)

By replacing your current mortgage with a HECM, you eliminate your required monthly payment entirely. The freed cash flow of $1,240/month could cover 32% of your current monthly expenses — significantly reducing financial stress while allowing your remaining equity to continue growing with your home.

Loan Balance Projection

$104,000
Est. Balance at Year 10
$135,000
Est. Balance at Year 15
$176,000
Est. Balance at Year 20

Balance projections assume 5.5% expected rate. Your home is non-recourse protected — you will never owe more than the home is worth.

Adjust Parameters

HECM Line of Credit — Growth Projections

$449,200
Initial Available LOC
$593,400
Available at Age —
$783,200
Available at Age —

The HECM Line of Credit is unique: unused funds grow automatically at the same rate as loan interest accrues. This means waiting to establish it costs you — every year you delay, you're leaving guaranteed growth on the table. The LOC can never be frozen or reduced by the lender.

The Cost of Waiting

$449,200
Open LOC Today
$326,800
Wait 5 Years
$122,400
Lost Growth by Waiting

Sensitivity Analysis — Adjust Assumptions

See how outcomes change under different market and life scenarios.

Home Appreciation
2%/yr
Interest Rate
5.50%
Longevity
Age 90
Draw Rate (LOC)
0%
$842,000
Est. Home Value (Age 90)
$783,200
LOC Available at Longevity Age
$659,000
Est. Net Equity at Longevity Age
💚 A Reminder About Ongoing Costs
These scenarios show the power of eliminating your mortgage payment. Keep in mind you'll still be responsible for property taxes, homeowner's insurance, and basic home maintenance. For most homeowners the freed-up cash flow more than covers these — and your personalized plan will show exactly how much breathing room you'll have.
Your Home Equity Plan
🦅 MyEquityEagle · Personalized Home Equity Plan
Margaret's Home Equity Plan
Prepared by MyEquityEagle — Educational Analysis Only
The view from above changes everything.
📊

Your Financial Snapshot

👂

What We Heard

💡

Myth vs. Reality — Addressing Your Questions

📈

Your Home Equity Scenarios — Summary

🎯

Our Recommendation Framework

🗺️

Your Next Steps

1
Schedule a free consultation
A Certified Reverse Mortgage Professional (CRMP) will walk through your plan, answer questions, and get you a formal loan estimate. No cost, no obligation.
2
Share your plan with your financial advisor
This report is designed to be shared. Send it to your financial planner, estate attorney, or adult children so everyone is working from the same information.
3
Complete required HUD counseling
Federal law requires all HECM borrowers to complete a session with a HUD-approved counselor. This is a one-time, ~90 minute session that costs $125–$200 and is completely independent.
4
Gather your documents
You'll need: government-issued ID, mortgage statements, property tax records, homeowner's insurance, and income verification. Your advisor will provide a complete checklist.

Your eagle-eye view is ready. 🦅

Share your MyEquityEagle plan with a licensed Certified Reverse Mortgage Professional. No sales pressure — just a clear, informed conversation built on your real numbers.

🦅
MyEquityEagle
myequityeagle.com
⊜ Equal Housing Opportunity
Prepared By
Renee Konstantine, CRMP
NMLS #
1360025
CA Broker License
#01343046
Brokerage
C2 Financial Corporation · NMLS #135622
Licensed In
California · Washington State
Important Disclosures: This Home Equity Plan is for educational purposes only and does not constitute a mortgage application, loan estimate, commitment to lend, or financial, legal, or tax advice. All scenario projections are estimates based on current FHA HECM program guidelines, assumed interest rates, and user-provided data; actual loan proceeds, rates, and terms will vary. The FHA HECM program requires completion of HUD-approved independent housing counseling prior to proceeding with a loan application. Homeowners must continue to pay property taxes, homeowner's insurance, HOA fees where applicable, and maintain the property as their primary residence; failure to meet these obligations may result in loan default. Non-recourse protection applies to FHA-insured HECMs only; proprietary reverse mortgage products may differ. Not all properties, borrowers, or loan amounts qualify. This plan was prepared by Renee Konstantine, NMLS #1360025, CA Broker License #01343046, affiliated with C2 Financial Corporation, NMLS #135622, and must be reviewed with a licensed professional before any action is taken. MyEquityEagle is an educational platform and is not a lender. © 2026 MyEquityEagle · myequityeagle.com

Share Your MyEquityEagle Plan

Your plan will be sent securely to your advisor. They'll receive your full Home Equity Plan and a recommended first-call agenda based on your goals.

💚 Outside California or Washington State? No problem — Renee will personally connect you with a trusted Certified Reverse Mortgage Professional licensed in your state. You'll be in good hands.
🦅

Your Plan Is Flying!

A copy of your MyEquityEagle plan is on its way to your inbox. Your advisor has been notified and will reach out within 1 business day.

📧 Copy sent to your email
👩‍💼 Advisor notified with your plan + first-call agenda
🔒 Your data is encrypted and you control sharing
📋 HUD counseling info included in your email